Capital Solutions
FINANCIAL TOOLS
Get TheFunds You Need
RICHMOND CAPITAL SOLUTIONS recognizes the urgency of financing fix and flip properties. We offer hard money loans for such projects and new construction, tailored to your needs. Unlike lengthy bank mortgages, ABL can approve and fund your loan in just a few days, with record closings as fast as 24 hours and an average of 7-10 days.
Our loans focus on the value of the property, not the borrower's credit. This allows us to fund deals for those with recent foreclosures or short sales. Even with poor credit, borrowers can secure a loan using the property as collateral. This makes hard money funding ideal for both new and experienced investors seeking liquidity and business growth.
Interest rates on hard money loans are higher than conventional mortgages, ranging from 9%-15%. We offer some of the best rates in the industry for qualified investors. These loans, processed and funded quickly, are perfect for investors needing to act fast, providing short-term (usually 12 months) financing to boost their success.
As one of the premier hard money lenders for beginners and real estate investors, our borrowers rely on us to quickly finance their deals and help them grow their business.
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HARD MONEY LOAN PROGRAMS
DSCR Rental Loans
Cash Out Refinance
FIX & FLIP
2 Year Bridge
New Construction
Proof Of Funds
First Time Investors Welcome
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Just Starting Out in
Real Estate Investing?
We've got your back. At Asset Based Lending, we recognize that every investor has to begin somewhere. That's why we welcome first-time real estate investors. Whether you're looking to fix and flip properties or invest in rental units, ABL is dedicated to assisting investors at all experience levels. Unlike many hard money lenders who shy away from working with beginners due to the higher risk, we are here to support your journey and help you succeed.
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Where Do We Lend
Alabama
Arizona
Arkansas
Colorado
Connecticut
Delaware
Florida
Georgia
Illinois
Indiana
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
New Jersey
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
Washington DC
Wisconsin
We are Local Private Hard Money Lenders
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We understand your local real estate conditions
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We use local appraisers, title agents and closing attorneys
We are a Direct Lender
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We use our in-house money to fund your loans
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We directly control our approvals and closings
We are Reliable and We Close Fast
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Preliminary approval in 24 hours
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Close in 7-10 days
We Manage the Draw Process Efficiently & Quickly
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We help create and approve your draw schedule
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We use local inspectors to assess your progress
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We quickly release funds when an inspection is approved
Why Choose Us?
Found an investment property and interested
in applying for a loan?
Approvals in 1 Day or Less
The Premier Hard Money Lenders
Join thousands of real estate investors across the country that trust ABL to be their lending partner.
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Local Team
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Home of the Zero-Point Loan
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Close in 2 weeks or less
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Fix & Flips, New Construction, Rentals, & Multi-Family
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Up to 90% LTC
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100% construction/rehab financing
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Direct balance sheet lender
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One-stop-shop for BRRRR loans