Richmond
Capital Solutions
Loans for Real Estate Investors
We Lend to Real Estate Investors looking for a personalized, reliable experience. As a team of loan professionals, we are simply invested in our clients’ success.
Direct Lender
Simple haggle free pricing you can depend on.
Bridge/ FIX AND FLIP
Designed for Acquisition and Rehab
Options for Residential Non-Owner Occupied SFR (1-4 unit) and condo properties.
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$75k - $2.5M
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Terms12 Months
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Type: Interest Only
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Rates Starting at 8.0%
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Max LTC 85% of Project Costs
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Max Rehab 100% of Rehab
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Max LTARV 75% of After Repair Value
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Minimum FICO 620
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Preferred Experience 2+ Transactions in the Past 36 Months
Rentals
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Property Types Non Owner Occupied Single Family Residential (1-4 units)
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Loan Amount $100k - $4.5M
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Term 30 Years
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Type Fixed and Adjustable Rate
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Rates Starting at 6.00%
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Max LTV 75% of "As-is" Value
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Minimum FICO 660
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Preferred Experience Own 2+ Properties
MULTI-FAMILY
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Property Types 5+ Unit Multifamily
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Loan Amount $300k - $5M
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Term 30 Years
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Type5/1 Adjustable Rate
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Rates Starting at 6.50%
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Max LTV 70% of "As-is" Value
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Minimum FICO 660
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Experience Must Own 2+ Properties
Commercial
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Full 30 year terms (no balloons)
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Loan-to-values up to 70%
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Loan amounts from $200k-$3 million
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Property types include multi-family and mixed use